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For being qualified to file a shopper bankruptcy underneath Chapter seven, a debtor have to qualify less than a statutory "means examination".[55] The indicates take a look at was meant to ensure it is harder for a big number of monetarily distressed unique debtors whose debts are generally shopper debts to qualify for reduction beneath Chapter 7 o
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A debtor declares bankruptcy to get aid from personal debt, and this is Usually completed both by way of a discharge with the personal debt or via a restructuring on the personal debt. Every time a debtor files a voluntary petition, their bankruptcy situation commences.[40] Debts and exemptions[edit]When you are filing bankruptcy to stop a wage gar